Autoresponders   The More You Know, The More Effective They Are  If you have signed up with an autoresponder service,  you need to take the time to read the instructions to  learn how to use the service  before you load the  first word of your first message! Not knowing how to  use the service will lead to many mistakes, and  your customers and potential customers will most  likely see every mistake you make!  As soon as you have complete the sign up process,  load one email address into the autoresponders  mailing list  yours. If there is a manual or help file  for your autoresponder, read every word of it, and  really learn how to use all of the features of the  autoresponder.   Work with it, sending messages to your own address,  until you know your autoresponder service inside and  out! This may take a little time, but after a few hours  or so, you should know all that there is to know, and  you will be able to set your autoresponders up much  more effectively in the future. Taking the time to learn  now, will not only save time in the future, it may also  help you tweak and tune your autoresponder  messages and tracking in a way that increases your  responses!  (word count 201)  PPPPP   
Informasi "Lowongan Autoresponders " LOWONGAN KERJA HRD TERBARU 2009 | LOWONGAN KERJA 2009
LOWONGAN HRD, LOWONGAN KERJA HRD 2009, LOWONGAN TERBARU 2009 HRD,
 LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Autoresponders "  LOWONGAN TERBARU DAYA KOBELCO
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Url : http://lowongan-hrd.blogspot.com/2009/11/autoresponders.html
Senin, 30 November 2009
Your Nursing Area
#Lowongan Your Nursing Area#
  Once you've reached the third trimester, you'll probably start stocking up on nursing bras, breast pads, and loose button down shirts for the coming months ahead.  While getting ready to breast feed, you can also create your personal area, a custom designed breast feeding area for yourself.  Your nursing area should reflect your personality. If you like a loud, yet friendly surrounding, you should consider setting in a corner of the living room or family room.  Keep an extra chair or two near you so family members or even friends can keep you company.  If you prefer peace and quiet, a cozy study or  empty guest room would be ideal.  You can close the door, dim the lights down, then take a few deep, calming breaths while you breast feed.  Your own chair No matter if it's a glider, overstuffed recliner, or desk chair with wheels, you should make sure your nursing chair is very comfortable.  You'll be sitting in the chair for hours each day, so you'll want it to be very comfortable.  You should always look for one that offers back and shoulder support, along with arm rests.  Support underfoot You can use a footstool, low coffee table or a stack of pillows to elevate your feet as you breast feed.  If you raise your legs and feet to bring your baby to your breast, you'll avoid possible backache.  Pillows and more pillows Your neck, arms, feet, and back will need as  much support as you can give, so don't hesitate to surround your body with pillows.  If you lay a pillow across your lap for your baby to lay on, he'll be very comfortable and that much closer to your nipple.  For extra comfort, you can even  purchase a specially made nursing pillow that  will encircle your waist.  Table for one You should always keep a small table or stand within arm's length of your breast feeding chair. What you use should be big enough to hold a coaster and glass of liquid.  Some women prefer to drink through a straw, while others prefer to drink from the glass.    You'll also want to keep healthy snacks on hand as well, such as fresh fruit, nuts, or crackers and peanut butter to help you replace the  energy you use while you breast feed.  Distractions If your baby is a slow eater or has a really big appetite, you may want to keep yourself busy  while he feeds.  You can fill the shelves of a  nearby cupboard or bookcase with your favorite books or crossword puzzles to occupy yourself until your baby is full.  You should also keep a phone nearby as well so that you can talk to family or friends to pass the time.  (word count 457)  PPPPP   
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LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Your Nursing Area " LOWONGAN TERBARU DAYA KOBELCO
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Informasi "Lowongan Your Nursing Area " LOWONGAN KERJA HRD TERBARU 2009 | LOWONGAN KERJA 2009
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LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Your Nursing Area " LOWONGAN TERBARU DAYA KOBELCO
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Url : http://lowongan-hrd.blogspot.com/2009/11/your-nursing-area.html
Autoresponders and Spam What You Need To
#Lowongan Autoresponders and Spam What You Need To#
Autoresponders and Spam  What You Need To  Know  There are laws against sending spam. There are  even laws that you must adhere to when you send  out email that was requested. No matter what type  of email you are sending out, the chances are good  that the anti-spam laws apply to you in some way.  In order to be in compliance with the anti-spam laws  in various states in the US, each commercial email  that you send must include your name or business  name, your street address, city, state, zip code,  and phone number. You must also include  instructions that will allow the recipient to remove  themselves from your mailing list. If you fail to do  any of this, you are essentially breaking the law in  various states  no matter what state or country you  live in!  Protect yourself from spam complaints in any way  that you can. Make sure that when a customer  requests any type of information from you that an  email is sent requesting confirmation before any  other email is sent. If someone is placing an order  from you, include a check box on the order form,  asking for permission to send them periodic emails. Never use your autoresponder to send unsolicited  commercial email!  (word count 199)  PPPPP   
Informasi "Lowongan Autoresponders and Spam What You Need To " LOWONGAN KERJA HRD TERBARU 2009 | LOWONGAN KERJA 2009
LOWONGAN HRD, LOWONGAN KERJA HRD 2009, LOWONGAN TERBARU 2009 HRD,
LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Autoresponders and Spam What You Need To " LOWONGAN TERBARU DAYA KOBELCO
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Informasi "Lowongan Autoresponders and Spam What You Need To " LOWONGAN KERJA HRD TERBARU 2009 | LOWONGAN KERJA 2009
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LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Autoresponders and Spam What You Need To " LOWONGAN TERBARU DAYA KOBELCO
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Url : http://lowongan-hrd.blogspot.com/2009/11/autoresponders-and-spam-what-you-need.html
Weaning From Breast Feeding
#Lowongan Weaning From Breast Feeding#
  When your baby has stopped breast feeding and gets all of his nutrition from other sources than the breast, he's actually considered weaned.  Even  though babies are also weaned from the bottle as well, the term weaning often refers to when a  baby is stopped from breast feeding.  When weaning is a mother's idea, it normally  requires a lot of patience and can take time,  depending on the age of your baby or toddler,  and also how well your child adjusts.  The  overall experience is different for everyone.  Weaning is a long goodbye, sometimes emotional and sometimes painful.  It doesn't however, signal fo the end to the intimacy you and your child  have developed during the nursing stage.  What it means, is that you have to replace breast feeding with other types of nourishment.    Starting weaning Your the best judge as to when it's the right time to wean, and you don't really have a  deadline unless you and your child are actually ready to wean.  The recommended time for weaning is one year.  No matter what relatives, friends, or even complete strangers tell you, there is  no right or wrong time for weaning.  How to wean You should proceed slowly, regardless of what the age of your child may be.  Experts say  that you shouldn't abruptly withhold your breast, as they results can be traumatic.  You should however, try these methods instead: 1.  Skip a feeding - Skip a feeding and see what happens, offering a cup of milk to your baby instead.  As a substitue, you can use a  bottle of your own pumped milk, formula, or a  cow's milk.  If you reduce feedings one at a  time, your child will eventually adjust to the changes. 2.  Shorten feeding time - You can start by cutting the length of time your child is  actually at the breast.  If the normal feeding  time is 5 minuts, try 3.  Depending on the age, follow the feeding with a healthy snack.  Bed time feedings are usually the hardest to wean, as they are normally the last to go. 3.  Postpone and distract - You can  postpone feedings if you are only feeding a couple of times per day.  This method works great if  you have an older child you can actually reason with.  If your child wants the breast, say that you'll feed later then distract him.    If you've tried everything and weaning doesn't seem to be working at all, maybe the time just isn't right.  You can wait just a bit longer to see what happens, as your child and you have  to determine the right time to wean together.  (word count 440)  PPPPP   
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LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Weaning From Breast Feeding " LOWONGAN TERBARU DAYA KOBELCO
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The First Six Weeks
#Lowongan The First Six Weeks#
  Breast milk is the best food you can give to your  baby.  Breast milk is a complete food source,  containing all the nutrients your baby need - at least 400 of them to be exact, including hormones and disease fighting compounds that aren't found in formula.  The nutritional makeup in breast milk will adjust to your baby's needs as he or she grows and  develops.  Aside from the brain building, infection fighting benefits of breast milk, which no formula can match, nursing will also help to build a special bond between you and your baby.  When nursing,  your child thrives on the contact, cuddling, and holding - which you will as well.  Since breast feedings can take up to 40 minutes or more, you should pick a cozy spot for nursing.  The atmosphere is very important, even more so in the early days of breast feeding when you're still trying to get the hang of it.  If you get easily distracted by noise, go somewhere quiet.  You should always hold your baby in a position  that won't leave your arms or back sore.  It works the best to support the back of your baby's head with your hand, although which position you choose depends on what's more comfortable to you.   When supporting your baby, a nursing pillow can  sometimes be a big help.  You should never feed  until both you and your baby are comfortable.  Pay attention to how your breasts feel when your baby latches on, as his mouth should cover most of the areola below the nipple, and the nipple should be far back into your baby's mouth.  While some women adjust to breast feeding easily, other moms find it hard to learn.  If you feel  discouraged, always know that you aren't the only one.  Everyone feels different when starting, it all depends on the mother and the situation.  Breast feeding will take practice.  Therefore, you should give yourself as much time as you need to get it down to second nature.  Always take it one feeding at a time.  If you are having a bad day, tell yourself that it'll get better.  Keep in mind that any problems are temporary, as you'll be  nursing like a pro by your six week postpartum  checkup.  The first six weeks will be both an adventure and training.  You can't expect to know everything when you begin, which is where training and practice will really help you excel.  The more you breast feed, the more you'll learn.  You'll also build a bond with your baby - which is something you'll always have for the rest of your lives.  (word count 437)  PPPPP   
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LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan The First Six Weeks " LOWONGAN TERBARU DAYA KOBELCO
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Minggu, 29 November 2009
Autoresponder Training Sessions
#Lowongan Autoresponder Training Sessions#
  Autoresponders work very well when it comes to  training others. This is why autoresponders are the  perfect way to conduct email courses. But there are  other types of training that can be done with  autoresponders as well.  Even college professors have found a use for  autoresponders. They can use them to remind  students about upcoming tests, or to deliver study  guides. Since the information in that professors  course is taught over and over again each time a  new class comes in, this saves the professor a  great deal of time.  Autoresponders are also used by colleges to remind  faculty and students about upcoming events.  Because events are scheduled in advance, these  autoresponder messages are set up in advance,  and nobody has to depend on a secretary to get  those notices out!  Many businesses use autoresponders to keep their  employees trained. When new equipment is brought  into the office, and employees need to know how to  operate it, an autoresponder can be set up with  training instructions.   No matter what kind of business you are in, there is  a way that autoresponders can be used. The use of  an autoresponder will save quite a bit of time, and it  can also serve to make the people in your  organization much for effective.  (word count 211)  PPPPP   
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LOWONGAN HRD, LOWONGAN KERJA HRD 2009, LOWONGAN TERBARU 2009 HRD,
LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Autoresponder Training Sessions " LOWONGAN TERBARU DAYA KOBELCO
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LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Autoresponder Training Sessions " LOWONGAN TERBARU DAYA KOBELCO
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Starting Solid Foods
#Lowongan Starting Solid Foods#
  Breast milk is all your baby will need until at least 4 months of age.  There does come a time,  when breast milk will no longer supply all of your baby's nutrition needs.  Full term babies will  start to require iron from other sources by 6 - 9 months of age.    Some babies that aren't started on solid foods by the age of 9 - 12 months may have a great level of difficulty accepting solid foods.  It's actually  a developmental milestone when your child starts solid foods - as he is now growing up.  When to start The ideal time to begin solid foods is when the baby shows interest in starting.  Some babies  will show interest in solid food when it's on their parents' plates, as early as 4 months of age.  By 5 - 6 months, most babies will reach out and try to grab the food.  When the baby starts to reach for food, it's normally the time to go  ahead and give him some.  Sometimes, it may be a better idea to start food earlier.  When a baby seems to get hungry or once weight gain isn't continuing at the desired rate, it may be good to start solid foods as early as 3 months.  It may be possible however, to continue breast feeding alone and have the baby less  hungry or growing more rapidly.  Breast fed babies will digest solid foods better and earlier than artificially fed babies because the breast milk will contain enzymes which help to digest fats, proteins, and starch.  Breast fed babies will also have had a variety of  different tastes in their life, since the flavors of many foods the mother eats will pass into her milk.  Introducing solid foods When the baby begins to take solid foods at the age of 5 - 6 months, there is very little difference what he starts will or what order it is introduced. You should however, avoid spicy foods or highly allergenic foods at first, although if your  baby reaches for the potato on your plate, you should let him have it if it isn't too hot.  Offer your baby the foods that he seems to be interested in.  Allow your baby to enjoy the food and don't worry too much about how much he takes at first, as much of it may end up on the floor or in his hair anyhow.  The easiest way to get iron for your baby at 5 -  6 months of age is by giving him meat. Cereal for infants has iron, although it is poorly absorbed  and may cause your baby to get constipated.  (word count 441)  PPPPP   
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Articles and Autoresponders
#Lowongan Articles and Autoresponders#
  Writing articles to market a product or service is an  excellent way to build business. The articles should be very informative, providing the reader with  information that is relevant to a specific topic. The  article usually includes a link to a webpage for more  information. The webpage, of course, is designed to  sell a product or service that relates to the topic of  the article.   These articles are commonly submitted to article  banks, websites, and ezine publishers. This is one  of the most effective ways to market a service or  product on the Internet, and it can become even more  effective when it is combined with the use of an  autoresponder.  Begin by setting each of your articles up in your  autoresponder. It is important that each article have  its very own autoresponder address, so you will  need an autoresponder service that will allow you to  do this. Next, make a master list of your articles, with  the autoresponder address for each article listed  beside the title. You can even add descriptions of the  articles on your master list if you want to.  Advertising your articles one at a time can take a  great deal of timebut advertising one autoresponder  address  the one for the master list  wont take  very much time at all. Simply put it in your newsletter  and on your website. You can even allow other  ezine publishers to use this is a free resource for  their subscribers!  (word count 241)  PPPPP   
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LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Articles and Autoresponders " LOWONGAN TERBARU DAYA KOBELCO
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LOWONGAN KERJA HRD TERBARU 2009, LOWONGAN DAYA KOBELCO,"Lowongan Articles and Autoresponders " LOWONGAN TERBARU DAYA KOBELCO
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Autoresponder Access to Secret Pages
#Lowongan Autoresponder Access to Secret Pages#
  People love to have access to things that other  people cant get. It makes them feel special, and it  is a marketing tactic that really works. Granting access to secret pages works well on the Internet.  It works best when it is limited. For instance, you  can grant access to only a lucky few, or you can  have a time limit for accessing the pages. You can  grant access to secret pages on your website with  an autoresponder.   The way this works is quite simple. You create a  directory on your website that is password protected,  with one login and password that everybody can use.  You then create some valuable content for that  directory. You can call this your secret vault or your  private stash or anything else you want to call it  as  long as it sounds like something that your visitors  may really want to get their hands on. For instance  the secret tools that helped me earn thousands  each month would probably entice many people  who want to learn how to make money.   Once you get the directory and the pages set up,  put the URL of the pages and the login name and  password in an autoresponder. Write a sales page  and distribute it to your opt-in list, or have other list  owners distribute it to theirs. Make sure you limit  the offer. Dont let people assume that you are  going to share this secret information with the rest  of the world  they want to be the only ones with  this special access!   Keep access to the secret pages free. The goal is to  get people to those pages, so that they can purchase  your products or services. However, remember that  youve advertised secret tools or secret information. Therefore, when they get to those pages, there must  be something of value there for them to collect  for  free in most cases. Dont make the mistake of  thinking that you will be losing money by giving  something away for free  you wont. In fact, youve  already gained by collecting the names and  addresses of the people who were interested in  your secret information!  Again, this is a marketing tactic that really works,  and it is a great way to use an autoresponder. Once  people have requested the information for your private  pages, you can email them periodically, using your  autoresponder, to let them know about updates to  the secret site. While you are updating them, you  can also tell them about other specials or new  products in your line.  (word count 422)  PPPPP   
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Returning To Work
#Lowongan Returning To Work#
  Once you return to work, you can continue to breast feed.  If you live close to work or have an on site daycare, you may be able to breast feed during  your breaks.  If that isn't possible, you have 2 choices: 1.  Keep your milk supply by using a high quality automatic electric breast pump to express milk during the day.  Save your milk that you  collect for your baby sitter.   2.  If you don't want to or can't pump at work, you can gradually replace daytime feedings  with formula while your at home but still continue to nurse at night and in the morning.  The milk your body produces may not be enough to keep your baby satisfied, even if you only need enough for 2 feedings.  Advantages of pumping at work Pumping at work will help stimulate your production of milk, so you'll have plenty available when it  comes time to feed.  You can also collect the  milk you pump, so your baby will have the health and nutritional benefits of breast milk even  when you aren't there.  To make things better,  pumping can be an ideal way to feel a connection to your baby during the work day.  Although it can seem like a hassle, many mothers find that the benefits of breast pumping far outweight the inconvenience.  To manage pumping at work, you'll need to have the following: 1.  Breast pump, preferably a fully automatic electric pump with a double collection kit so you can pump both breasts simultaneously. 2.  Bottles or bags for collecting and storing the milk. 3.  Access to a refrigerator or cooler to keep the milk cold until you return home. 4.  Breast pads to help protect your clothes if you start to leak.  Make sure that you get used to pumping before  you return to work, so you'll know what to expect and how it feels.  You'll be much more confident with pumping at work if you already know that you can produce enough milk.    At work, you'll want to have somewhere that's away from everyone else when you pump, such as an empty office or empty room.  This way, you'll be away from everyone else and you can have the quiet tranquility you need to pump.  In most offices, this shouldn't be a problem.  For the time frame, you'll want to pump every 2 - 3 hours if possible.  If you can't, every  4 hours or so will have to suffice.  After you have finished pumping, store the milk in the bags or bottles, clean yourself up, then go back to work.  When you return home, you can  feed the milk to your growing baby.  (word count 445)  PPPPP   
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Using lease calculators
#Lowongan Using lease calculators#
  Want to calculate your monthly lease payment? Consider using a lease  calculator  If you are considering a car lease, then you might want to know some key  figures involved in the deal: the monthly lease payments, the overall cost  of the lease and how much savings can be made compared to purchasing the  vehicle.   A lease calculator relieves you from the stress of having to know the  complex underlying lease formulae used in calculations. You simply plug a  number of figures into the calculator and hey presto! You get a detailed  rundown of detailed payments, taxes and total lease costs.    Figures you need to get from your dealer about a specific lease youre  interested in include: capitalized cost, estimated residual value at the  end of the lease, the number of months in your lease and the money factor. Make assumptions and change some of the figures to see how it affects your  lease payments. For instance, residual value is an estimated value of what  the vehicle will be worth at the end of the lease. You can input different  estimates to cover different scenarios and assumptions.   As a final note of caution, bear in mind that lease calculators only do  calculations and check the accuracy of abstract mathematical formulae. They  do not tell you whether a lease is good or bad.    (Word count: 209)  PPPPPPP   
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Sabtu, 28 November 2009
Refusal To Breast Feed
#Lowongan Refusal To Breast Feed#
  Sometimes, a baby that is breast fed may suddenly decide to refuse breast feeding.  The baby will pull away from the breast, then toss his head from side to side.  This can happen at anytime, so there really is no way to predict it happening.  Reasons why Refusal to feed from the breast could occur when the baby is in pain. Normally, this can be due to an ear infection, sore head from vacuum delivery,  thrush in the baby's mouth, or teething.  The use of dummies, teats or nipple shields may also contribute to refusal.  Some babies actually find  it difficult to feed from the breast and bottle as the sucking action is very different.  Some become confused, therefore it's always best to avoid using any type of teats or dummies.  Sometimes, the milk just takes bitter.  This can be due to antibiotics, if you starting or in the  middle of your period, or nipple creams.  If the milk tastes bitter, your baby will normally not  want to feed.    Solving the problems First, you should always try to identify what may have caused the breast refusal then begin to treat the cause.  Always remain patient and gentle with your baby.  Be sure to hold your baby next to you, skin to skin, so that he can take the breast when he wants to, so that he begins to realize that  breast feeding is both enjoyable and comfortable.  Older babies may suddenly take shorter and fewer breast feeds, although this can be normal with some babies.  Therefore, it's always best not to try and make the baby feed longer, but instead let the baby decide how often and also how long each individual feeding will last.  (word count 285)  PPPPP   
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The residual value of leasing
#Lowongan The residual value of leasing#
  If you are in the market to lease a vehicle, you will hear the term  residual value recur like a leitmotif. A residual value does not only  affect your monthly payments, but is equally used by leasing companies  to determine any penalties should you break your lease early and how  much to pay if you decided to buy the vehicle at the end of your lease.  Let us first start by looking at the meaning of residual value. The  term residual value, refers to the value of something after it has  been used for some time. In leasing lingo, it refers to the  depreciation of the vehicles value over the life of its lease.  So how does it exactly affect your monthly payments? When you lease a  car, you pay for the cars value that you use over the lease length.  Suppose you leased an $18,000 car for 2 years: the leasing company  needs to estimate the value of this car in two years time in order to know  how much of the car you will be using during your lease term. Thats where  the residual value comes into the equation. If the residual value is  estimated to be $13,000 at the end of your lease, then your monthly  payments will be calculated on the $5,000 you will use over 24 months,  giving an average monthly payment of $208.3 (plus interest, tax and fees).  How about if the car is expected to lose half its value over the same  period? In this scenario, you will be using $9,000 over the same period,  leaving you with a higher monthly payment of $375 (plus interest, tax and  fees). As you can see, residual values are a key factor in determining how much  money to pay on your lease and the higher the residual value, the lower  your monthly fees. This works in reverse if you build a bond with your car  and decide to purchase it at the end of your lease. If we stick with the  same example above, the lower monthly payments in the second scenario come at the cost of paying substantially more to buy your car at the end of the  lease.    So, since the residual value is so important, how do I know which one is  best for me? Well, it all depends whether you want to purchase the car at  the end of your lease. If you dont want to make a large down payment and  you want low monthly payments, then a car that holds with a higher residual  value is a good deal. If you are thinking of purchasing the car at  lease-end, then you need to balance low-monthly payments with a moderate  residual value.    (Word  count: 451)  PPPPPP    
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Reasons To Breast Feed
#Lowongan Reasons To Breast Feed#
  For many years, scientists have been playing out  the ingredients that make breast milk the perfect  food for babies.  They've discovered to day over 200 close compounds to fight infection, help the immune system mature, aid in digestion, and support brain growth - nature made properties that science simply cannot copy.  The important long term benefits of breast feeding include reduced risk of asthma, allergies, obesity, and some forms of childhood cancer.  The more that  scientists continue to learn, the better breast  milk looks.    In addition to making your baby healthier, breast feeding may also make him smarter.  Many studies have proved that breast fed babies tend to be more smarter than babies who were fed with formula or other methods.  Breast feeding does help with nutrients and the support of brain growth, which is something every mother should think about.  The benefits for the nursing mom are just as good as they are for the baby.  The hormones that are released during breast feeding will curb blood loss post delivery and help to shrink the uterus back to it's normal size.    Long term, the breast feeding mom will have a lower risk for premenopausal breast cancer, which is the kind that strikes before the age of 50.  The benefits will begin to show with  three to six months of breast feeding and increase the longer that breast feeding continues.  By now, you should realize that breast milk is one power packed liquid.  It offers more for your baby than formula, or any other scientific  creation for that matter.  As you begin to plan for the future of your baby, make a commitment to breast feeding him for as long as you possibly can - as it will do both your bodies good.  (word count 293)  PPPPP   
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Single-Payment Lease
#Lowongan Single-Payment Lease#
  A prepaid lease is a new type of lease which has made its foray into the  market in recent times. In this lease, consumers forego the cycle of lease payments if they make a large payment at the beginning of the lease.   There are two amounts in a conventional lease that incur charges and  determine your monthly lease payments. First, there is a depreciation  charge which accounts for the value the car loses during the lease term.  Second is a residual amount which is the projected value of the vehicle at the end of the lease. The sum of these two charges gives the monthly  payments on your lease.The idea behind a pre-paid lease is to eliminate the  finance charges for depreciation and only account for residual value  charges in a single, pre-paid payment at the beginning of the lease.   Single-payment leases are devised with spendthrifts in mind: no cycle of  monthly payments, a new car every two to three years and no interest in  purchasing the vehicle at the end of the lease. You should only consider  this type of lease if you are concerned about not being able to make monthly  payments and have a lot of cash upfront.  (Word count: 200)    PPPPPP   
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Poor Milk Supply
#Lowongan Poor Milk Supply#
  Almost all women don't have a problem with producing enough milk to breast feed.  The ideal way to make  sure that your baby is getting enough milk is to be sure that he's well positioned, attached to the  breast, and feed him as often as he gets hungry.  Some mom's that are breast feeding will stop before they want to, simply because they don't think they have enough breast milk.    There are signs that might make you believe your baby isn't getting enough milk.  If your baby seems hungry or unsettled after feeding, or if he wants to feed often with short pauses between feedings, you may  think he isn't getting enough milk - which are often times not the case.  There are however, two reliable signs that let you know your baby isn't getting enough milk.  If your baby has poor or really slow weight gain, or is passing small amounts of concentrated urine, he's not getting enough milk.  All babies will lose weight within the first few days after birth.  Babies are born with supplies of fat and fluids, which will help them keep going for the first several days.    Once your baby regains birth weight, he should begin putting on around 200g for the first four months or so.  To get back to their birth weight, it normally takes a few weeks.  If the weight gain for your baby seems to be slow, don't hesitate to ask your doctor or nurse to observe you breast feeding.  This way, they can make sure  that your technique is right and if they think your baby is breast feeding often enough.  To help you with your breast feeding, here are some ways that you can increase your supply of milk: 1.  Be sure that your baby is positioned  correctly and attached to your breast. 2.  Let your baby feed for as long and often as he wants. 3.  If you feel that your baby isn't breast feeding enough, offer him more breast feeds. 4.  During each breast feed, make sure you feed from both breasts. 5.  If your baby has been using a dummy, make sure you stop him. 6.  Some babies may be sleepy and reluctant to feed, which may be the cause of problems with  milk supply.  By following the above tips, you'll do your part in making sure you have enough milk when it comes time to breast feed.  If you are uncertain or have other questions, be sure to ask your doctor, as he can answer any type of question you may have.  (word count 427)  PPPPP   
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Luxury Cars and Resale Values
#Lowongan Luxury Cars and Resale Values#
  When it comes to ultra-luxury, high-end vehicle leasing, there is no doubt  that the best deals are those cars that hold their value. With this in  mind, we single out a few truths about residual values that consistently  apply to high-end leasing.  The most determining factor when it comes to resale values is public  perception of the brand, not its reliability ratings in quality surveys.  Take the Jaguar for example: it is consistently rated as a quality car, but because of questionable reliability perception among the public, it takes a  sharp dip in value at the end of its lease-term   Higher-tech options and other cutting-edge features do not necessarily mean  the car will fare better.  By the time your car is two years old, better  and cheaper systems will render the laser-guided cruise control, navigation systems and built-in cell phone obsolete. Look for functional features,  such as automatic transmissions, power windows and wheel-drive to enhance  the vehicles value in the used-car market.   Used-car buyers view less favorably luxury vehicles that come with big  incentives. These are perceived as questionable in quality and  reliability.   (Word count: 183)  PPPPPP    
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Jumat, 27 November 2009
Other Foods While Breast Feeding
#Lowongan Other Foods While Breast Feeding#
  Breast milk is actually the only food your baby will need until 4 months of age, although most babies do well on breast milk alone for 6 months or better.  There is really no advantage to  adding other foods or milks before 4 - 6 months, except under unusual circumstances.  Water Breast milk is over 90% water.  Even in the hottest days of summer, a baby won't require any extra water.  If a baby isn't feeding well, they still don't require any extra water - although they will need the breast feeding problems to be fixed.  Vitamin D Although breast milk doesn't contain much vitamin D, it does have a little.  The baby will store up vitamin D during pregnancy, and remain healthy without any vitamin D supplementation, unless you yourself had a problem with vitamin D deficiency when pregnant.  Exposure to the outside will give your baby vitamin D, even in winter and when the sky is covered.  An hour or more exposure during the week will give your baby more than enough vitamin D.  Iron Breast milk contains less iron than formulas do, especially those that are iron enriched.  Iron will give the baby added protection against  infections, as many bacteria need iron in order to multiply.  The iron found in breast milk is utilized well by the baby, while not being available to  bacteria.  The introduction of iron should never be delayed beyond the age of 6 months.  Breast milk is the best that your can feed  your baby, as it provides everything he will  need for probably the first 6 months.  After the first 6 months, you can introduce solid foods to your baby if he is taking an interest to them.  (word count 286)  PPPPP   
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Leasing with bad credit
#Lowongan Leasing with bad credit#
  Have you been refused a car lease? Chances are you have less flawed credit  history. Know whats involved and what you can do to build good credit  history.   Credit score is a measure of your credit worthiness used by leasing agents to determine whether you are eligible for a lease. You credit score is  based on your past and present credit history, and can range anywhere from 350 to 850. A measure above 720 is considered a prime score and will land you the best rates. If you are below 640, then you are sub-prime  and will be considered bad rating by the bulk of leasing agents. This is where all the trouble in getting that lease comes from.   Ask for your FICO Credit Score from the Fair Isaac Corporation (FICO)  which details your credit score held by all three leading credit score  agencies in the country. Compare the three credit scores and determine if  any agency is holding erroneous credit data about you. Contact the  reporting agency and getting corrected. If there are no mistakes in your credit report, then you can take some  steps to maximise your score to go above the threshold of 640. Pay your  bills on time and pay down any credit card debts you have. Do not take any  new accounts as this might increase the likelihood of you getting into bad credit thus worsening your credit score.  (Word count: 234)   PPPPPPP     
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Low Supply Of Breast Milk
#Lowongan Low Supply Of Breast Milk#
  Almost all mothers who breast feed go through a  period of questioning whether or not their supply of milk is adequate.  Some mothers simply aren't able to produce enough milk to meet the needs of her baby.  According to many experts, true  insufficiencies of milk are very rare.  A lot of women think their milk supply is low when it actually isn't.  Thinking this can happen if you lose the feeling of fullness in your breasts or if the milk stops leaking from your nipples. Babies that go through growth spurts may want more milk than usual, and these more frequent feedings may leave your breasts less than full.  Causes of it A mother's milk supply may diminish for a brief period of time if she isn't feeding her baby often enough due to nipple pain, or a poor latch on technique.  Illnesses or estrogen containing birth control pills may also affect the production of milk.    What you should do The best way to handle a low supply of breast  milk is through a doctor's care.  You should make sure that your baby gets frequent feedings and that nothing is wrong with your nipples or your milk ducts.  Doctors are the best ones to ask, as they can run tests to see if everything is fine within your body.  A low supply of breast milk can affect your  baby, although it's more of a mental condition than anything else.  If your baby isn't gaining any weight or if he is losing weight, you  should call a doctor immediately.  Improved techniques for breast feeding will normally help, although in some cases weight gain or weight loss will indicate a serious concern.  In most cases, you can still nurse with a  temporary decrease in milk supply, although frequent breast feeding is the key to boosting your production of milk.  (word count 307)  PPPPP   
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Leasing used cars explained
#Lowongan Leasing used cars explained#
   Leasing a used vehicle can be an attractive deal in many ways, no least  getting you into that luxury model or SUV, for lower monthly payments than  a brand new one. Be prepared, however, to do some more homework to dissect  a good deal.   As with new car-leasing, your price research should focus on the key  figures that are the initial market value and the estimated residual value  of the used car. This is harder to predict since there is no factory-set  sticker price on used cars, and the residual percentage is very much pegged  to a subjective current retail value. Use different sources to get a rough  idea of the value of the used car: your local dealerships, internet  car-evaluating tools, such as Edmunds.com and Cars.com, to name but a few.  Another way to pin down a good estimate is to compare the lease on your  given car to a lease on a new-car with the same make and model. This should  give you a better picture of the difference between leasing new and going  for used. Just like leasing a new car, used vehicle leasing is more  attractive when residual values depreciate the least. You stand a better  chance of finding a bargain in the high-end, luxury vehicles that keep  their values better as used cars.   Next, you need to check the initial mileage and the overall vehicle  condition. The maximum mileage on a used car should be no more than 12,000  miles a year. A 3-years old car with 50,000 miles on the clock is very  unlikely to make a good used-vehicle lease. Check for signs of excessive  use, like worn seat fabric, worn pedal pads and dirty engine, which might  indicate that the odometer has been rolled back. If the car is not  certified, you need to get it thoroughly inspected. Ask your dealer for a  manufacturer-sponsored certification program or have your car certified by  a qualified mechanic or inspection service.   Most used-car deals dont come with gap coverage. This is a special type  of coverage, normally offered on a new auto-lease, to cover the consumer if  the leased vehicle is lost, stolen or damaged. Typically, auto-insurance  policies cover only what your car is worth at the time of loss, not what  you still owe on the lease. The difference could run into thousands of  dollars. For peace of mind, do not enter into any used-car lease without  gap-coverage. Arrange it separately with either the lease dealer or your  auto-insurance company.   (Word count: 415) PPPPPP   
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How To Use A Breast Pump
#Lowongan How To Use A Breast Pump#
  Just like breast feeding, pumping is a skill that you learn.  When first trying a breast pump, most mothers are only able to express a few drops of milk.  With the proper practice and knowledge, the mother will be more efficient at pumping.  Preparing the breast pump 1.  Read all the instructions in the kit very carefully. 2.  Every part of the breast pump will need to be sterilized before you begin using it. 3.  After use, all the parts of the pump will need to be washed in warm, soapy water, then rinsed with hot water and drained on a clean towel.  The  plastic tubing doesn't need to be cleaned unless you get milk into it.  If you do wash it, it should be hung to allow time to dry and drain thoroughly. 4.  If your doctor feels the need, the  entire kit can be sterilized every day. 5.  When you first start with an electric pump, the suction level should be on the lowest  possible setting.    Getting started -  Warm compresses, gentle massages of the breast and gentle nipple stimulation will help to stimulate a quick let down. -  You should always relax while doing  breast massages during pumping.  Some mothers prefer to close their eyes then think about nursing the baby, imagining the baby in their arms. The more relaxed a mother is, the better let down she'll have and the more milk will be dispensed. -  Your first attempts at pumping should be considered practice sessions with learning to use the breast pump as the goal, not how much milk is actually dispensed.   -  When you use a hand pump, quick, short pumps at the start is stimulating and will imitate more closely the way a baby breast feeds.  Once  the let down occurs and milk starts to flow freely, long, steadier strokes are more effective and  less tiring. -   When you learn to pump, you should practice for 5 minutes on a side at least once or twice a day.  Always pick the least stressful part of your day for pumping.    Relaxing and realizing that the pump is your friend is the single most important thing that a mother can do.  There are several things that a  mother can do to help herself relax, such as  putting a picture of the baby on the pump, playing cards or a game with friends, watching television, read books, or talk on the phone.  Simply watching the collection bottle is not helpful and will probably put more stress on you than you actually need.  (word count 426)  PPPPP   
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Leasing Glossary
#Lowongan Leasing Glossary#
  In order to get a good leasing deal, you need to understand leasing jargon.  Read through this leasing glossary to get an overview of the basics:  Acquisition fee: A fee charged by a leasing company to begin a lease. Not  all leasing companies charge an acquisition fee but if charge it starts at  about $300 and is seldom negotiable.  Capitalised cost: The total selling price of the leased vehicle This also  accounts for taxes, title, license fees, acquisition fee and any optional  insurance and warranty items you elect to fold into the lease and pay  overtime rather  than upfront.   Depreciation fee: Forms part of the monthly lease payment charge and accounts for the loss  in the value of the car at the end of the lease. The vehicles list price  minus the expected residual value at lease end is divided by the number of  months in the lease to give the depreciation fee. Suppose you decide to  lease a vehicle with a retail price of $23,500. The leasing company  estimates that after a three year lease, the vehicle will be worth 35% of  its original retail value, or $8,225. The difference, $15,275, divided by  the number of months in the lease, 36 months, gives us the depreciation fee  ($424)  GAP insurance Pays off the lease balanced if the vehicle is wrecked, stolen  or totalled.   Inception fees any fees that are due at the beginning of a lease. These  typically include a security deposit, acquisition fee, first monthly  payment, taxes and title fees.   Mileage allowance The maximum number of miles a leased vehicle can be  driven a year without incurring an excess mileage penalty. A typical  mileage allowance is 12,000 to 15,000 miles a year, although this is  negotiable with your leasing company.  Mileage charges a penalty that you incur if you exceed your mileage  allowance on a leased vehicle. Typical mileage charges are 10 to 20 cents  per excess mile.   Money-factor A fractional number, such as 0.00043, used in calculating your monthly lease payments. You can get a rough estimate of the annual  percentage rate on your lease by multiplying the money factor by 2,400. If  a dealer quotes a money factor such as 3.4 than you can get the equivalent  APR, 8.16, if you multiply by 2.4.  Residual value Residual value is the amount of money the leasing company  says your leased vehicle will be worth when your lease ends. Higher  residual values lead to lower monthly payments but higher lease-end  purchase cost if you decide to keep the vehicle.   Security deposits an up-front amount that your leasing company required at  the beginning of a lease to safeguard against non-payment. This is  generally refundable at the end of your lease.   Termination or Disposition fee The amount you have to pay the leasing  company at the end of your lease if you decide not to purchase the vehicle.   Wear-and-tear charges Extra charges you have to pay at the end of your  lease for any wear and use the leasing company considers above normal   (Word count: 503)  PPPPPP    
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How To Choose A Breast Pump
#Lowongan How To Choose A Breast Pump#
  The milk production in the breasts, much like so many other things, work on the shear principal of supply and demand.  The more breast milk your baby consumes, the more your body will need to make.    Breast pumps are generally used to insure continued production of breast milk when you cannot feed your baby - whether you are back to work, traveling, taking medication, or just out of town.    Basic types of pumps Breast pumps can either be battery operated, hand operated, semi automatic electric, or even self cycling electric.  Hand pumps Manual hand pumps are designed to use the strength of your hand or arm muscles for pumping one breast at a time.  You can also get pumps that will use the leg and foot muscles for pumping both breasts at one  time.  Mothers that with carpal tunnel syndrome may want to consider using a pump designed for the arm or leg muscles or even an automatic model.  Battery operated pumps Pumps with battery operation are the best for women who have an established supply of milk and want to pump once or even twice a day.  These pumps use  batteries to create suction, minimizing any type of muscle fatigue.  Most battery type pumps are designed for pumping one breast at a time and are recommended for occasional usage.  Electric pumps Even though electric pumps are more efficient than hand or even battery operated pumps, they also tend to be more expensive.  You can however, rent them if you need to.  Electric pumps can normally plug directly into an outlet and are designed for pumping both breasts at a time and even frequent use.  Hospital grade pumps are the most efficient for initiating and maintaining milk supply, and are available for rent or purchase.  (word count 295)  PPPPP   
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Kamis, 26 November 2009
Leasing and your credit score.
#Lowongan Leasing and your credit score.#
   Your credit score is part of the leasing decision. When you apply for a  lease, your lease company will typically look at your credit score to  decide whether you to approve the application.  The leasing contract stipulates that you make regular, monthly payments  over your lease term. The credit score you lease company requests  identifies how likely you are to make such payments. It is simply a number calculated according to a model that takes into account your payment  history, any amounts you owe and credit currently in use.     It is very important to keep a good credit-score, usually above 700, to  qualify for a lease or any other lending decision. Start by ordering your credit report from Fair Isaac Corp, the company that creates your credit  score. If erroneous data is held about you, then contact the creditor  responsible and get such information corrected.  Your payment history is the single most important factor in determining  your credit score, so get in the habit of paying everything you owe on time  and keep the balances low in your credit cards.  (Word count: 180)  PPPPPPP   
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How Breast Milk Is Made
#Lowongan How Breast Milk Is Made#
  If you've every been pregnant or if you are pregnant now, you've probably noticed a metamorphisis in your bra cups.  The physical changes (tender, swollen  breasts) may be one of the earliest clues that you have conceived.  Many experts believe that the color change in the areola may also be helpful when it comes to breast feeding.  What's going on Perhaps what's even more remarkable than visible changes is the extensive changes that are taking  place inside of your breasts.  The developing  placenta stimulates the release of estrogen and  progesterone, which will in turn stimulate the  complex biological system that helps to make lactation possible.  Before you get pregnant, a combination of supportive tissue, milk glands, and fat make up the larger portions of your breats.  The fact is, your newly swollen breasts have been preparing for your  pregnancy since you were in your mother's womb!  When you were born, your main milk ducts had already formed.  Your mammary glands stayed quiet until you reached puberty, when a flood of the female hormone estrogen caused them to grow and also to swell.  During pregnancy, those glands will kick into high gear.  Before your baby arrives, glandular tissue has  replaced a majority of the fat cells and accounts for your bigger than before breasts.  Each breast may actually get as much as 1 1/2 pounds heavier than before!  Nestled among the fatty cells and glandular tissue is an intricate network of channels or canals known as the milk ducts.  The pregnancy hormones will  cause these ducts to increase in both number and size, with the ducts branching off into smaller canals near the chest wall known as ductules.  At the end of each duct is a cluster of smaller sacs known as alveoli.  The cluster of alveoli is known as a lobule, while a cluster of lobule is known as a lobe.  Each breast will contain around 15 - 20 lobes, with one milk duct for every lobe.  The milk is produced inside of the alveoli, which is surrounded by tiny muscles that squeeze the glands and help to push the milk out into the ductules.  Those ductules will lead to a bigger duct that widens into a milk pool directly below the areola.  The milk pools will act as resevoirs that hold the milk until your baby sucks it through the tiny  openings in your nipples.    Mother Nature is so smart that your milk duct system will become fully developed around the time of your second trimester, so you can properly  breast feed your baby even if he or she arrives earlier than you are anticipating.  (word count 436)  PPPPP    
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Lease Trading
#Lowongan Lease Trading#
  Ever wanted to terminate your lease early, comfortable with the thought you werent going to be hit with hefty fees? You can if you transfer your lease  to someone else.   Trading a lease is the best option for people who want to terminate a lease  early and dont want to pay the large termination imposed by most lease  agents. It can also be an alternative to get out of a lease for far less  than you would otherwise pay your original lease company for extra mileage  and wear-and-tear charges that can run into the thousands of dollars.  For a small fee, you can advertise your car lease for assumption to a large  number of potential buyers on the look-out for leases on the Internet. Such  services include LeaseTrader.com, the originator of online lease-trading  and the biggest online marketplace where most lease transfers take place,  and smaller marketplaces such as BreakAlead.com and TradeAlease.com  Before swapping your lease, make sure your leasing company approves lease  transfer transactions. Caution must be exercised in choosing a lease  swapping service: make sure they facilitate the whole lease transfer  process, offer online or telephone customer-service help and registered  buyers undergo stringent credit checks.   (Word count: 197)  PPPPPPP     
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Health And Diet
#Lowongan Health And Diet#
  The nutritional requirements for the baby will rely soley on the breast milk, and therefore the mother will need to maintain a healthy diet.  If the baby is  large and grows fast, the fat stores gained by the mother during pregnancy can be depleted quickly,  meaning that she may have trouble eating good enough to maintain and develop sufficient amounts of milk.  This type of diet normally involves a high calorie, high nutrition diet which follows on from that in  pregnancy.  Even though mothers in famine conditions can produce milk with nutritional content, a mother that is malnourished may produce milk with lacking levels of vitamins A, D, B6, and B12.  If they smoke, breast feeding mothers must use  extreme caution.  More than 20 cigarettes a day has been shown to reduce the milk supply and cause vomiting, diarrhoea, rapid heart rate, and restlessness in  the infants.  SIDS (Sudden Infant Death Syndrome) is  more common in babies that are exposed to smoke.  Heavy drinking is also known to harm the imfant, as well as yourself.  If you are breast feeding, you  should avoid alcohol or consume very small amounts at a time.    The excessive consumption of alcohol by the mother can result in irritability, sleeplessness, and increased feeding in the infant.  Moderate use, normally 1 - 2 cups a day normally produces no effect.  Therefore,  mothers that are breast feeding are advised to avoid caffeine or restrict intake of it.  By following a healthy diet and limiting your intake of the above, you'll ensure that your baby gets the right nutrients during your time of breast feeding.   This stage of life is very important - as you don't want anything to happen to your baby.  (word count 285)  PPPPP   
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Lease Financing
#Lowongan Lease Financing#
  For auto-consumers, crunching the numbers is one of the most difficult and confusing aspects of leasing. Take the finance charge on a lease for instance. Most people just dont  understand how this is calculated on capitalised cost AND residual value  instead of just the capitalised cost. For most, it seems plainly obvious,  just as is the case when purchasing, that a charge should be levied on the  capitalised cost of the vehicle.   Well, no quite! When you lease a car, youre only using the car over a  specified period of time with the option of buying the car. The residual  value represents the loan balance at the end of the lease. If you add it  to the capitalized cost and divide by two, youll get the average  capitalized cost outstanding over the lease term. Let us suppose youre  leasing a car with a capitalized cost of $25,000 and a residual value of  $15,000. You average balance over the lease term, irrespective of how long  it is, is $20,000  the sum of the two divided by two -.  Using this sum works because the money factor is the annual interest rate  devided by 24, rather than 12. Continuing with our example and assuming an  interest rate of 6% APR:  $30,000 X (6 per cent / 24) = $75 (Capitalized cost + residual value) X (interest rate / 24) = Monthly  finance charge This finance charge is added to the depreciation charge to calculate the  monthly payments on your lease.   (Word count: 248)  PPPPPP       
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Getting Started With Breast Feeding
#Lowongan Getting Started With Breast Feeding#
  When you hold your baby for the first time in the delivery room, you should put his lips to your breast.  Although your mature milk hasn't developed yet, your breasts are still producing a substance known as colostrum that helps to protect your baby  from infections.  If your baby has trouble finding or staying on  your nipple, you shouldn't panic.  Breast feeding is an art that will require a lot of patience and a lot of practice.  No one expects you to be an  expert when you first start, so you shouldn't  hesitate to ask for advice or have a nurse show you what you need to do.  Once you start, keep in mind that nursing shouldn't be painful.  When your baby latches on, pay attention to how your breasts feel.  If the latching on  hurts, break the suction then try again.  You should nurse quite frequently, as the more you nurse the more quickly your mature milk will come in and the more milk you'll produce.  Breast feeding for 10 - 15 minutes per breast 8 - 10 times every 24 hours is an ideal target.  Crying is a sign of hunger, which means you should actually  feed your baby before he starts crying.  During the first few days, you may have to wake your baby to begin breast feeding, and he may end up falling asleep during feeding.  To ensure that your baby is eating often enough, you should wake him up if it has been four hours since the last  time he has been fed.  Getting comfortable Feedings can take 40 minutes or longer, therefore you'll want a cozy spot.  You don't want to be sitting somewhere where you will be bothered, as it can make the process very hard.  (word count 293)  PPPPP   
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Rabu, 25 November 2009
Independent Car lease companies
#Lowongan Independent Car lease companies#
  To lease, you have two possible choices: either lease through a dealers finance source or through an independent lease company.  A conventional dealer has a captive finance source, which can be the car  manufacturers financial company, such as BMW Financial Services, Honda  Motor Credit or General Motors Acceptance Corporation (GMAC), or a major national bank such as Chase Manhattan.  Independent lease companies are no financial obligation to any single  one manufacturer financing source, but work with dealers anywhere in the  country.  So which one is better?  Conventional dealers provide better lease-deals on limited-time promotions.  Factory-subsidized cars that have subvented money factors and residuals are very attractive lease deals and can be very hard to beat anywhere else.   Independent lease companies can offer you unbiased and professional advice  on vehicle selection regardless of make and model. This is because they are not tied to a single manufacturer or financing source, unlike conventional  dealers who have to sell specific models. They can also be more flexible  regarding negotiating lease terms like residual value and mileage.  Ultimately, if you prefer a more personal and customer-oriented  relationship with your leasing agent, then you will do well with an  independent leasing company.   (Word count: 197)  PPPPPPP    
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Engorged Breasts
#Lowongan Engorged Breasts#
  Within the first two to three days after you have given birth, you may discover that your breasts feel swollen, tender, throbbing, lumpy, and  overly full.  Sometimes, the swelling will extend all the way to your armpit, and you may run a  low fever as well.    The causes Within 72 hours of giving birth, an abundance of milk will come in or become available to your baby.  As this happens, more blood will flow to your breasts and some of the surrounding tissue will swell.  The result is full, swollen, engorged breasts.  Not every postpartum mom experienced true engorgement. Some women's breasts become only slightly full, while others find their breasts have become amazingly hard.  Some women will hardly notice the pain, as they are involved in other things during the first few days.  Treating it Keep in mind, engorgement is a positive sign that you are producing milk to feed to your  baby.  Until you produce the right amount: 1.  Wear a supportive nursing bra, even at night - making sure it isn't too tight. 2.  Breast feed often, every 2 - 3 hours if you can.  Try to get the first side of your breasts as soft as possible.  If your baby seems satisfied with just one breast, you can offer the other at the next feeding. 3.  Avoid letting your baby latch on and suck when the areola is very firm.  To reduce the possibility of nipple damage, you can use  a pump until your areola softens up.   4.  Avoid pumping milk except when you need to soften the areola or when your baby  is unable to latch on.  Excessive pumping can lead to the over production of milk and prolonged engorgement. 5.  To help soothe the pain and relieve swelling, apply cold packs to your breasts for a short amount of time after you nurse.  Crushed ice in a plastic bag will also work. 6.  Look ahead.  You'll get past this engorgement in no time and soon be able to enjoy your breast feeding relationship with your new baby.  Engorgement will pass very quickly.  You can  expect it to diminish within 24 - 48 hours, as nursing your baby will only help the problem.  If you aren't breast feeding, it will normally get worse before it gets better.  Once the engorgement has passed, your breasts will be softer and still full of milk.    During this time, you can and should continue to nurse.  Unrelieved engorgement can cause a drop in your production of milk, so it's important  to breast feed right from the start.  Keep an eye for signs of hunger and feed him when he needs to be fed.  (word count 444)  PPPPP   
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How to spot a good car lease
#Lowongan How to spot a good car lease#
  Leasing has been lauded as your cheapest ticket to keep up with the  industrys hottest vehicles and trends. The jury, however, is still out  on leasing: with the industry long on hype and short on detail, it is  difficult to distinguish between a genuinely good deal and a downright  up-selling exercise.  So how do you spot a good deal?   First, you need to find out if there are any down payments on the lease. A  down payment refers to the lump sum amount that you pay upfront, either in  cash, non-cash credit or trading allowance, to reduce your monthly payment.  You should think twice before putting money down on a lease: not only are  you getting a rough deal, as youre essentially forfeiting the general rule  of leasing:  not putting any cash upfront, but the money is not recoupable  at the end of your lease. There is another big disadvantage: in the event  of your car getting damaged or stolen, you insurance and the gap cost will  not cover the loss.   Mileage Limit  Most leasing companies allow you a limit of 45,000 free miles over the  length of a 3-year lease. This may seem like a good deal at first sight,  but when you consider it only comes to 15,000 miles over a 12 month period  its not difficult to foresee why it might be difficult to stay within this  limit. Even people working from home have little trouble putting 15,000  miles on their cars.  If you exceed the mileage limit, the penalty for each excess mile can be as high as 20 cents. This can add up quickly over the length of your lease: an additional 4,000 miles a year over the length of a 3-years lease contract,  will end up costing you an extra $2,400 in excess mileage charges! Be realistic about your mileage needs, especially if you have to regularly  commute over long-distances, before you sign the contract. Consider padding  the miles that you expect to use since it is less expensive to contract for  the extra before you sign than it is to pay the extra charges at end of your lease.    Sales Tax  Sales tax is usually capitalized and added to the monthly payments.  However, some dealers choose not to include it in their calculations to  drive the advertised lease payments even lower. What they do instead is  state in the small print that the monthly payment excludes sales tax.  Make sure you carefully read the fine print for any extra, hidden costs not  included in the advertised monthly payment. Unscrupulous fees that  typically slip through the cracks include sales tax, registration and title  fees.   (Word count: 440)  PPPPPP    
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Breast Feeding Toddlers
#Lowongan Breast Feeding Toddlers#
  Because more and more women are choosing to breast feed their babies, more and more are also finding that they enjoy it enough to continue longer than the first few months they planned on.  Breast feeding to 3 - 4 years of age is common in much of the world recently, and is still common in many societies for toddlers to be breast fed.  Because mothers and babies often enjoy to breast feed, you shouldn't stop it.  After six months, many think that breast milk loses it's value - which isn't true.  Even after six months, it  still contains protein, fat, and other important nutrients which babies and children need.  The fact is, immune factors in breast milk will protect the baby against infections.  Breast milk also contains factors that will help the  immune system mature, and other organs to develop and mature as well.  It's been shown and proven in the past that  children in daycare who are still breast feeding have far less severe infections than the  children that aren't breast feeding.  The mother will lose less work time if she chooses to  continue nursing her baby once she is back to work.  If you have thought about breast feeding your baby once he gets passed 6 months of age, you  have made a wise decision.  Although many feel that it isn't necessary, breast milk will always help babies and toddlers.  Breast milk is the best milk you can give to your baby.  No matter what others may tell you, breast feeding only needs to be stopped when you and the baby agree on it.  You don't have to stop when someone else wants you to - you should only stop when  you feel that it's the right time.  (word count 291)  PPPPP   
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How to lease a new car?
#Lowongan How to lease a new car?#
   Whether you lease a car to get into the latest models or have better purchasing  flexibility, getting a good deal is always bound to give you a lift. Use  these guidelines to help you spot one:   Check incentives: be on the look-out for factory subsidized lease deals.  Car manufacturers realise that consumers who lease vehicles from them are  more likely to be repeat customers than those who simply purchase vehicles.  Through their leasing companies, they adjust the residual value and offer  low financing charge. Other auto-manufacturers are also starting to give  incentives on leasing, called leasing subventions. They offer these  subsidies to put slow-selling models on the street, saving you even more  money.  Set up a competitive: bidding environment to get the lowest price. If you  already have an idea in mind of the make, model and trim level of your  desired car, attempt to calculate your own lease payment before you go  shopping to avoid paying through the roof. Check online comparison tools or  use a lease calculator to check your lease payment based on purchase price.  This gives you greater negotiation leverage as you solicit quotes from  various leasing companies.  Make sure you know all the fees involved at the beginning of your lease:  you may have to pay fees for licenses, registration and title. Other fees  include acquisition fees, freight fees and local or state taxes. At  lease-end, you may have to pay a disposition fee and charges for extra  mileage and any excess wear. Be aware that some of these fees  like  acquisition and disposition fees  are negotiable.  Know your mileage needs: almost all leases limit the number of miles per  year by imposing typically 10 to 20 cents per excess mile over 15,000 miles a year. If you are the kind of high-commuter who puts 40,000 miles a year  on his car, then you might end up running thousands of dollars in hefty  penalties at the end of your lease. Be smart and negotiate a higher-mileage limit or pad you excess miles at the beginning of your lease to avoid  robber tax rates for excess miles.  Almost all leases limit the number of miles per year by imposing fees  typically 10 to 20 cents per mile over 15,000 miles per year. If you are  the kind of high-commuter who puts a lot miles on his car, then these costs can add up quickly. Negotiate   Include GAP coverage: make sure your lease includes GAP coverage. This  covers you in the event of the vehicle getting wrecked, stolen or totalled.  Without GAP insurance, you leave yourself wide open to thousands of dollars  in leased obligations. Check if the GAP coverage is included so you dont  pay it twice.    (Word count: 451)  PPPPPP       
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Breast Feeding In Public
#Lowongan Breast Feeding In Public#
  Babies that are breast fed are very portable and easy to comfort no matter where your schedule has you going.  Many women however, worry about  breast feeding in public.  The worry of nursing in a public place is normally worse than the actual experience and often times the only people who notice you feeding are the other mothers who are doing the same thing.  Many women find ways to breast feed discreetly.   You can ask your partner or even a friend to  stand in front of you while you lift your shirt from the waist.  When you breast feed, the baby's body will cover most of your upper body and you can pull your shirt down to her face to cover the tops of your breast.  Some mothers prefer to put a light blanket over their shoulders as a type of cover.  When you are visiting someone else's home, you may feel more comfortable either leaving the room or turning away from people when you first put the baby to your breast.  If you would like more privacy, breast feed in an empty room, car, or public restroom.  A lot of restrooms are becoming more baby  friendly and they even have a seperate are with a changing table and a chair.  Several shopping malls now offer special mother's rooms where  the mom can breast feed her baby in privacy, which will help sensitive babies who are too distracted by feeding to nurse well in public. It won't take long at all though, before your baby will learn to breast feed without any fuss at all.  An alternative way is expressing or pumping  your milk at home and then offer it in a bottle while in public.  Keep in mind, offering bottles with artificial nipples in the first few weeks can and probably will interfere with breast feeding.  When breast feeding in public, you should always use what works best for you.  During the first few weeks, it will take some getting used to, as it will be as new for you as it is for the baby.  With some time, you'll have no problems at all.  If you don't feel comfortable breast feeding in a certain location, then you shouldn't.  You  should feel a certain level of comfort when you feed, as the baby can tell when you aren't  comfortable doing something.  If you show your baby that you aren't nervous - you and your  baby will be just fine.  (word count 410)  PPPPP   
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Selasa, 24 November 2009
How to get out of a lease before your contract
#Lowongan How to get out of a lease before your contract#
How to get out of a lease before your contract expires  When your lease is up, you can simply turn in the keys and lease another car or buy a new one. But how about getting out before the lease ends?  Maybe you cant afford the sky-high payments on that silky Jaguar JX V6  model anymore or youve just had a baby and you need a larger and more  spacious vehicle?  Unfortunately getting out of a lease is not as easy as getting in! A  leasing contract is difficult and expensive to terminate early. Simply  turning in the keys and walking away from a lease can result in stiff  penalties. You credit could be ruined and you could even get sued for  breach of contract.   Its not all doom and gloom though. Actually, there is a number of  options available to you. You can sell the car yourself and pay off the bank. This can be cost  effective if the market value of the car is close to the buy-out number.  Do not hesitate to exercise this option even at a loss if it happens to be lower than the termination fee.  Your best option, though, is to transfer your lease for someone who would  assume it and take it off your hands. There is a whole set of potential  buyers looking for short-term leases without all the hassle and extra  costs. Check with family and friends or use the services of lease- assumption websites, like swapalease.com, to list your car. Make sure you  check the credit worthiness of the new lessee and provide the car in good  condition.   (Word count: 257)  PPPPPP   
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Breast Feeding Complications
#Lowongan Breast Feeding Complications#
  Sore nipples A lot of mothers complain about tender nipples that make breast feeding painful and frustrating.  There  is good news though, as most mothers don't suffer that long.  The nipples will toughen up quickly  and render breast feeding virtually painless.  Improperly positioned babies or babies that suck really hard can make the breasts extremely sore. Below, are some ways to ease your discomfort: 1.  Make sure your baby is in the correct position, since a baby that isn't positioned correctly is the number one cause of sore nipples. 2.  Once you have finished feeding, expose  your breasts to the air and try to protect them from clothing and other irritations.   3.  After breast feeding, apply some ultra purified, medical grade lanolin, making sure to avoid petroleum jelly and other products with oil. 4.  Make sure to wash your nipples with water and not with soap. 5.  Many women find teabags ran under cold  water to provide some relief when placed on the nipples. 6.  Make sure you vary your position each time with feeding to ensure that a different area of the nipple is being compressed each time.  Clogged milk ducts Clogged milk ducts can be identified as small, red tender lumps on the tissue of the breast.  Clogged ducts can  cause the milk to back up and lead to infection.  The  best way to unclog these ducts is to ensure that you've  emptied as completely as possible.  You should offer the clogged breast first at feeding time, then let  your baby empty it as much as possible.  If milk remains after the feeding, the remaining amount should be removed by hand or with a pump.  You should also keep pressure off the duct by making sure your bra is not too tight.  Breast infection Also known as mastititis, breast infection is normally due to empty breasts completely out of milk, germs gaining entrance to the milk ducts through cracks or fissures in the nipple, and decreased immunity in the mother due to stress or inadequate nutrition.  The symptoms of breast infection include severe pain or soreness, hardness of the breast, redness of the breast, heat coming from the area, swelling, or even chills.  The treatment of breast infection includes bed rest, antibiotics, pain relievers, increased fluid intake, and applying heat.  Many women will stop breast feeding during an infection, although it's actually the wrong thing to do.  By emptying the breasts, you'll  actually help to prevent clogged milk ducts.  If the pain is so bad you can't feed, try using a  pump while laying in a tub of warm water with your breasts floating comfortably in the water.  You should also make sure that the pump isn't electric if you plan to use it in the bath tub.  You should always make sure that breast infections are treated promptly and completely or you may  risk the chance of abscess.  An abscess is very  painful, involving throbbing and swelling.  You'll also experience swelling, tenderness, and heat in the area of the abscess.  If the infection progresses this far, your doctor may prescribe medicine and  even surgery.  (word count 517)  PPPPP   
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How to calculate your lease payment
#Lowongan How to calculate your lease payment#
  Understanding how to calculate your monthly lease payment makes it easier  for you to make an informed decision. Yet, most of us shy away from the  complicated math on our lease contract, leaving it up to the dealer to  do the payment formula.   Actually, its not that difficult! Once you understand all the figures  involved in calculating your monthly payments, everything else falls into  place. These key figures are:  MSRP (short for Manufacturers Suggested Retail Price): This is the list  price of the vehicle or the window sticker price. Money Factor: This determines the interest rate on your lease. Insist on  your dealer to disclose this rate before entering into a lease. Lease Term: The number of months the dealer rents the vehicle.  Residual Value: The value of the vehicle at the end of the lease. Again,  you can get this figure from the dealer.   Now, let us calculate a sample lease payment based on a vehicle with an  MSRP (sticker price) value of $25,000 and a money factor of 0.0034 (this is usually quoted as 3.4%). The scheduled-lease is over 3 years and the  estimated residual percentage is 55%.  The first step is to calculate the residual value of the car. You multiply  the MSRP by the residual percentage:  $20,000 X .55 = $11,000.  The car will be worth $13,750 at the end of the lease, so you'll be using:  $20,000  $11,000 = $9,000  This amount of $9,000 will be used over a 36 month lease period giving us a  monthly payment of:  $9,000 / 36 = $250.  This is the first part of the monthly payment, called the monthly  depreciation charge.  The second part of the monthly payment, called the money factor payment,  factors the interest charge. It is calculated by adding the MSRP figure to  the residual value and multiplying this by the money factor:  ($20,000 + $11,000) * 0.0034 = $105.4  Finally, we get the approximate monthly payment by adding the two figures  together:  $250 + $105.4 = $355.4  To recapitulate, the sample formula looks like this:  1- Monthly Depreciation Charge:  MSRP X Depreciation Percentage = Residual Value MSRP  Residual Value = Depreciation over lease term Depreciation over lease term / lease term (number of months in the lease) =  monthly depreciation charge  2- Monthly factor money charge  (MSRP + Residual value) X Money factor  = money factor payment  3- Sample Monthly Payment:  depreciation charge + money factor payment = monthly payment   Keep in mind that this is a simplified calculation that does not take into  account taxes, fees, rebates or any other incentives. The calculation gives  you a ballpark figure or a rough idea of what your lease payments for the  vehicle in question should be.    (Word count: 452)  PPPPPP     
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Breast Feeding And Positioning
#Lowongan Breast Feeding And Positioning#
  For some people, the process of breast feeding  seems to come natural, although there's a level  of skill required for successful feeding and a  correct technique to use.  Incorrect positioning is one of the biggest reasons for unsuccessful feeding and it can even injure the nipple or  breast quite easily.  By stroking the baby's cheek with the nipple, the baby will open its mouth towards the nipple, which should then be pushed in so that the baby will  get a mouthful of nipple and areola.  This  position is known as latching on.  A lot of women prefer to wear a nursing bra to allow easier access to the breast than other normal bras.  The length of feeding time will vary.  Regardless of the duration of feeding time, it's important  for mothers to be comfortable. The following are positions you can use: 1.  Upright - The sitting position where  the back is straight. 2.  Mobile - Mobile is where the mother carries her baby in a sling or carrier while breast feeding.  Doing this allows the mother to breast  feed in the work of everyday life. 3.  Lying down - This is good for night feeds or for those who have had a caesarean section. 4.  On her back - The mother is sitting  slightly upright, also a useful position for tandem breast feeding. 5.  On her side - The mother and baby both lie on their sides. 6.  Hands and knees - In this feeding position the mother is on all fours with the baby underneath her.  Keep in mind, this position isn't normally recommended.  Anytime you don't feel comfortable with a feeding  position, always stop and switch to a different position.  Each position is different, while some mothers prefer one position, other's may like a  totally different position.  All you need to do is experiment and see which position is best for you.  (word count 314)  PPPPP   
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How to avoid extra costs at the end of your
#Lowongan How to avoid extra costs at the end of your#
How to avoid extra costs at the end of your lease   $250 to dispose of your vehicle, $1000 for extra miles you put on the clock and $200 to replace the light bulb and the worn tyreslease agents  constantly nickel-and-dime consumers when their lease runs out.   Heres a rundown of what can trigger those fees, and some steps to take in  self-defense. Disposition fee: leasing companies charge you if you choose not to buy the  vehicle at the end of your lease. This fee is set as compensation for the  expenses of selling, or otherwise disposing of the vehicle. It typically  includes administrative charges; the dealers cost to prepare the car for  resale and any other penalties. Make sure this fee is stated clearly in the  contract and is agreeable by you before signing on the dotted line. At  lease-end, you are left in no position to negotiate as the dealer can apply  your refundable security deposit towards this fee.   Excess mileage charges: Almost all leasing companies will charge a premium  for each mile over the agreed upon mileage stated in your contract. This  penalty can be as high as 25 cents per mile and can add up quickly. To  avoid the risk of running thousands of dollars in excess mileage penalties  at the end of your lease, always check the per mile charges in your  contract and be realistic about your mileage before you sign any contract. If you think the limit is unrealistic given your commutation needs, then  negotiate with the dealer to get a higher mileage or contract for  additional miles.   Excess tear-and-wear charges: Another potential cost at the end of the  lease is any incidental damage done to the car during the lease. This is  deemed any excessive damage done to the normal tear and wear of the vehicle.  Notice the use of the terms deemed, excessive and normal. There is no  standard formula to define whats excessive and normal and its up to  the leasing company to assess  or deem  the damage and determine what  they are going to charge. This leaves you at the mercy of unscrupulous  leasing agents who set stringent tear-and-wear standards. Make sure you  read the description of these standards, understand them and agree to them.  If your leased vehicle is damaged prior to the end of the lease, you may  find it cheaper to repair the damage yourself than pay the excessive charges  of the leasing agent. In the event of a dispute over the charges at the end  of your lease, get an independent third party to do a professional appraisal  detailing the amount required to repair any damaged parts or the amount by  which tear-and-wear reduces the value of the vehicle.    (Word count: 443)  PPPPPPP    
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Breast Feeding And Jaundice
#Lowongan Breast Feeding And Jaundice#
  Jaundice is a result of buildup in the blood of the bilirubin, a yellow pigment that comes from the breakdown of older red blood cells.  It's normal for the red blood cells to break down, although the bilirubin formed doesn't normally cause jaundice because the liver will metabolize it and then get rid of it in the gut.  However, the newborn baby will often become jaundiced during the first few days due to the liver enzyme that metabolizes the bilirubin becoming relatively immature.  Therefore, newborn babies  will have more red blood cells than adults, and thus more will break down at any given time.  Breast milk jaundice There is a condition that's commonly referred to  as breast milk jaundice, although no one knows what actually causes it.  In order to diagnose it, the baby should be at least a week old.  The baby should also be gaining well with breast feeding alone, having lots of bowel movements with the passing of clean urine.  In this type of setting, the baby has what is  referred to as breast milk jaundice.  On occasion, infections of the urine or an under functioning of the baby's thyroid gland, as well as other rare illnesses that may cause the same types of problems.  Breast milk jaundice will peak at 10 - 21 days, although it can last for 2 - 3 months.  Contrary to what you may think, breast milk jaundice is normal.  Rarely, if at all ever, does breast feeding need to be stopped for even a brief period of time.  If the baby is doing well on breast milk, there  is no reason at all to stop or supplement with a lactation aid.    (word count 280)  PPPPP   
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Senin, 23 November 2009
Go green and save on your lease
#Lowongan Go green and save on your lease#
  Hybrid vehicles popularity has sharply grown from a couple of thousands in early 2000 to close to 300, 000 by the end of 2005. The trend is  rapidly catching with the auto-leasing industry with generous tax credits and incentives on offer if you go green.  Beginning in 2006, businesses and taxpayers who lease, or purchase, an  environmentally-friendly and fuel-efficient vehicle will be eligible to  claim federal income tax credits worth thousands of dollars. Individual  states also offer generous incentives, including hybrid state tax credits,  new High-Occupancy Vehicle (HOV) lanes access and discounted thruway tolls for alternative-fuelled vehicles.  And thats not all you can save from going green! You can now save on your  parking fees at a number of universities and some auto-insurance companies are offering insurance discounts for hybrid-vehicle owners nationwide.   If you want to take advantage of these incentives and contribute to energy  conservation then visit HybridCenter.org and complete a personal profile  about your driving needs and habits. You will get in-depth advice on hybrid models that would make economic sense to you and local, state and federal  incentives available where you live.   (Word count: 185)  PPPPPPP    
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Breast Compression
#Lowongan Breast Compression#
  The sole purpose of breast compression is to continue the flow of milk to the baby once the baby no longer drinks on his own.  Compression will also stimulate a let down reflex and often causes a natural let down reflex to occur.  This technique may also be useful for the following: 1.  Poor weight gain in the baby. 2.  Colic in the breast fed baby. 3.  Frequent feedings or long feedings. 4.  Sore nipples for the mother. 5.  Recurrent blocked ducts 6.  Feeding the baby who falls asleep quick.  If everything is going well, breast compression may  not be necessary.  When all is well, the mother should allow the baby to finish feeding on the first side, then if the baby wants more - offer the other side.  How to use breast compression  1.  Hold the baby with one arm. 2.  Hold the breast with the other arm, thumb on one side of your breast, your finger on the other far back from the nipple 3.  Keep an eye out for the baby's drinking, although there is no need to be obsessive about  catching every suck.  The baby will get more milk when drinking with an open pause type of suck. 4.  When the baby is nibbling or no longer drinking, compress the breast, not so hard that it  hurts though.  With the breast compression, the baby should begin drinking again. 5.  Keep up the pressure until the baby no longer drinks with the compression, then release the pressure.  If the baby doesn't stop sucking with the release of compression, wait a bit before compressing again. 6.  The reason for releasing pressure is to  allow your hand to rest, and allow the milk to begin flowing to the baby again.  If the baby stops sucking when you release the pressure, he'll start again  once he tastes milk. 7.  When the baby starts to suck again, he  may drink.  If not, simply compress again. 8.  Continue feeding on the first side until the baby no longer drinks with compression.  You  should allow him time to stay on that side until he starts drinking again, on his own. 9.  If the baby is no longer drinking, allow to come off the breast or take him off. 10.  If the baby still wants more, offer the other side and repeat the process as above. 11.  Unless you have sore nipples, you may want to switch sides like this several times. 12.  Always work to improve the baby's latch.  (word count 416)  PPPPP   
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Dealer Leasing Tricks
#Lowongan Dealer Leasing Tricks#
  Too often when it comes to auto-leasing, people get so dazzled by the  myriad terms and the jargon thrown their way that they end-up paying  through the nose, relying on a dealers help than their own informed  decision.   Here is a look at some of the tricks dealers use to pad their profits and  leave the customers shelling hundreds of dollars more than the deal should  be worth.  Trick 1: Leasing always a better deal than buying  Dealers use the lure of lower-monthly payments to entice customers to sign  for long-term loans, with terms stretching for five years or more, making  the payments even lower. There are two catches with such lengthy contracts:  higher mileage, exceeding the prescribed limit, and hefty repair costs.  With  leases charging on average 10 to 20 cents a mile for any extra mile over  the agreed amount in the contract, and warranties only covering three  years,   you leave yourself wide open for hefty charges for excessive  mileage and wear and tear.     Trick 2: Cheap 2-3% APR rate on your lease  The dealer is not quoting the interest rate you would be paying on your  lease; hes rather giving you the lease money factor. Whilst similar to an  interest rate and important in determining your monthly payment, a more  accurate rate is calculated by multiplying the money factor by 24. For  example a cheap 3% money factor is 24 X 0.003 = 7.2%. This gives you a  better sense of what your annual interest rate on your lease contract is.   Trick 3: Stress-free early lease termination  Dealers know consumer driving needs change and they would like to have the  option of getting out of a lease commitment sometime down the road, before  their lease ends. Truth of the matter is, when you sign for a lease, you  are effectively saddled with monthly payments for the remainder of the  lease term and there is little-choice of getting out early. Lease contracts  carry hefty financial penalties for either defaulting on monthly payments  or terminating the lease earlier than the scheduled term.   To avoid being on the receiving end of such tried-and-true tricks, educate  yourself about leasing. Get down to the nitty-gritty and understand what  the leasing terms used by dealers mean. Crunch the numbers along with him  and understand how they arrived at the monthly payment figure. Dont sign  anything until youve understood all the terms and your numbers much those  of the dealer. Do not let the dealer pressure you into signing; you are the  one to determine whether the agreement is right for you.   (Word count: 428)  PPPPPP       
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Benefits Of Breast Feeding
#Lowongan Benefits Of Breast Feeding#
  Once you've given birth, breast feeding is the single most important thing you can do to protect your baby and help to promote good health.  Best of all, breast feeding is free.  Along with saving you money on HMR (Human Milk  Replacement), breast feeding can also help you to  keep your medical bills down.  Babies that are fed with formula get sicker more often and more seriously than babies that are breast fed  They also have more ear infections, respiratory infections, and other problems.    This can be even more true if your family has had a history of allergies.  When a baby is breast fed, the antibodies pass on from the mother to the baby,  helping to protect against illness and allergies.  As the baby's system matures, his body will begin to  make it's own antibodies, and he'll be more equipped to handle sensitivities of food.  Sucking on the breast will also help with the  development or jaw alignment and the development of the cheekbone.  For this very reason, there is less of the need for costly orthodontic work when the  child gets older.  Unlike formula, breast milk is always ready, always available, convenient, and always the right temperature for feeding.  Plus, it contains all of the vitamins and minerals your growing baby needs, saving you a   lot of money.    Breast feeding also offers many benefits for the mom as well.  The baby sucking at the breast will cause contractions right after birth, leading to less  bleeding for the mom, and helping her uterus to it's shape before pregnancy much faster.    Breast feeding will also burn calories, so a mom can lose weight much faster than if she fed her baby with a bottle.  Breast feeding will also create a special bond with the mother and the baby - which is one thing formula simpy cannot do.  (word count 307)  PPPPP   
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Minggu, 22 November 2009
Avoiding Foods While Breast Feeding
#Lowongan Avoiding Foods While Breast Feeding#
  Many women find that they can eat whatever they may like during breast feeding.  Even though it's true that some stongly favored foods can change the  taste of your milk, many babies seem to enjoy the varieties of breast milk flavors.  Occasionally, your baby may get cranky at the breast after you eat certain foods.  If you notice this happening, simply avoid that particular food.  The most common offenders duing breast feeding  include chocolate, spices, citrus fruits, garlic, chili, lime, gassy vegetables, and fruits with laxative type effects, such as prunes and cherries.  You can have a cup or two of coffee a day, although too much caffeine can interfere with your baby's  sleep and even make him or her cranky.  Keep in mind, caffeine is found in many soda's, tea, and  even over the counter type medicine as well.  It's okay to have an alcoholic beverage every now and the, although having more than one drink can increase your blood alcohol level, putting the alcohol into your breast milk.    If you are planning to have more than one drink at a time, it's best to wait two hours or more per drink before you resume any type of nursing or breast feeding.  There is no need to pump and dump unless your breasts are full and its time to feed your baby.  While breast feeding, any type of heavy drinking should be avoided.  Before you actually omit any foods from your diet, you should talk to your doctor.  If you avoid certain foods and it causes a nutritional imbalance, you may need to see a nutritionist  for advice on taking other foods or getting  nutritional supplements.  (word count 277)  PPPPP   
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Buy or Lease?
#Lowongan Buy or Lease?#
  Its the classic dilemma that faces every auto-consumer out there: Pay  cash upfront or forego the ownership and pay monthly settlements instead?  Buy or lease for a new set of wheels?  As is the case with every other common dilemma, there is no slam-dunk  answer. Each option has its own benefits and drawbacks, and it all depends  on a set of financial and personal considerations.  First, your finances. Affordability is clearly key, and you need to ask the question of how stable is your job and how healthy is your general  financial situation. The short-term monthly-cost of leasing is  significantly lower than the monthly payments when buying: you only pay for the portion of the vehicles cost that you use up during the time you   drive it.  If you have a lot of cash upfront, then you can opt to pay the down  payment, sales taxes - in cash or rolled into a loan - and the interest  rate determined by your loan company. Buying effectively gives you  ownership of the car and that feeling of free driving that goes on  providing transportation. If, say, you want to get into luxury models but cant afford the upfront  cash of purchasing the vehicle than youre a good candidate for leasing.  Unlike buying, it gives you the option of not having to fork out the down  payment upfront, leaving you to pay a lower money factor that is generally  similar to the interest rate on a financing loan. However, these benefits  have a price: terminating a lease early or defaulting on your monthly lease  payments will result in stiff financial penalties and can ruin your credit.  You need to make sure you carve out the monthly lease payment in your  budget for the foreseeable future, at least for the duration of the lease.      Besides the financial aspect, making a buy or lease decision depends on  your own particular lifestyle choices and preferences. Think about what the  car means to you: are you the sort of person to bond with the car or would  you rather have the excitement of something new?  If you want to drive a  car for more than fives years, negotiate carefully and buy the car you  like. If, on the other hand, you dont like the idea of ownership and  prefer to drive a new car every two to three years then you should lease.  Next, factor your transportation needs: How many miles do you drive a year?  How properly do you maintain your cars? If you answer is: I drive 40,000  miles a year and I dont really care much about my cars as I dont mind  dealing with repair bills, then youre probably better off buying. Leasing  is based on the assumption of limited-mileage, usually no more than 12,000  to 15,000 miles a year, and wear-and-tear considerations. Unless you can  keep within the prescribed mileage limits and keep the car in a good  condition at the end of your lease, you might incur hefty end-of-lease  costs.      (Word count: 500)  PPPPPP          
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Using Bluetooth
#Lowongan Using Bluetooth#
  The amazing technology of Bluetooth presents a great way of exchanging data between two wireless devices. Unlike telephones, there are no wires or messy  leads to worry about.  You can enjoy wireless  communications with short distances of up to thirty feet.  Bluetooth also offers interoperability, meaning that you can use your portable Bluetooth device to connect with existing Bluetooth points.  This way, you won't have to carry a data lead or CDs of drivers around with you everywhere you go.  You can enjoy the best of wireless without having to worry about installing your software.  With today's Bluetooth, you can use your PDA and cell phone to surf the net or check emails as you travel. If you are in the business field, this can be very beneficial, especially if you like to check your email throughout the day.  Bluetooth will enable you to check your email no matter where you are - which is great news for those who like to travel.  Bluetooth will also enable to you to transfer files as well, such as MP3 and photo to and from your mobile device.  Bluetooth dominates the world of short range wireless, enabling you to do more than you may  have thought possible.  One of the best things to Bluetooth and something everyone loves is the wireless headset.  Bluetooth offers wire free headsets for your cell phone or computer, which is great for those who like to walk around or talk on the phone in the car, without  having to worry about your hands getting in the way.  To make things even better, you can use a Bluetooth GPS device for satellite navigation on your PDA, laptop, or mobile.  If you travel - this can be  really great to have.  (word count 290)  PPPPP   
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Buy a car at the end of your lease
#Lowongan Buy a car at the end of your lease#
  Youve come to the end of your lease and you like you car enough you want  to keep it in the driveway. Just like buying a used car, there is some  research to be done to nail a good deal.   First, you need to know the cost of buying out your lease. Read the fine  print of your contract and look for the purchase option price. This  price is set by the leasing company and usually comprises the residual  value of the car at the end of the lease plus a purchase-option fee  ranging from $300 to $500. When you signed on the dotted line, your  monthly payments were calculated as the difference between the vehicles  sticker price and its estimated value at the end of the lease, plus a  monthly financing fee. This estimated price of the car value at the end  of the lease is what is termed in leasing jargon residual value. It is  the expected depreciation  or loss in value  of the vehicle over the  scheduled-lease period.  For example, a car with a sticker price of  $40,000 and a 50% residual percentage will have an estimated $20,000  value at lease end.   Now that you know the cost of buying out your lease, you need to determine  the actual value, also termed market value, of your vehicle.  So, how  much does your car retail for in the market? To pin down a good, solid  estimate you need to do some pricing research. Check the price of the  vehicle, with similar mileage and condition, with different dealers. Use  online pricing websites, such as Cars.com, Edmunds.com and Kelly Blue Book  for detailed pricing information. Gleaning pricing information from various  sources should give you a fair estimate of your vehicles retail value.   All you have to do now is compare the two amounts. If the residual value is  lower than the actual retail value, than youre into a winner.  Unfortunately, there is a good chance a car coming off a lease is a little  on the high side. Dont despair though. Leasing companies know as much that residual values  on their vehicles are greater than their market value and as such are  always on the look out for offers. You can knock down on the price of your  leased vehicle with some smooth negotiating tactics. Put forward a price  that is below your actual target and negotiate hard until you wind up near that figure.   (Word count: 405)  PPPPPP           
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The Future Of Bluetooth
#Lowongan The Future Of Bluetooth#
  Because it meets the basic needs of connectivity in  close range, Bluetooth has a very bright future  ahead of it.  Bluetooth is actually the result of  initiatives from nine leading communications and computer industry giants, including 3-COM, Sony, Lucent, IBM, Nokia, Microsoft, etc.  Since the forming of the original group, more than 1,800 manufacturers around the world have joined the initiative.  According to reports, the Bluetooth technology is expected to be built into more than 100 million devices, with over 670 million enabled Bluetooth devices.  Resulting from the amazing success of WAP (Wireless Application Protocol), the adoption of smart phones and hand held devices, Bluetooth can easily have  an amazing impact on your day to day life.  Bluetooth is one of the key technologies that can help to  make the mobile information society happen, by blurring the possibilities between home, the office, and the outside world.  The seamless integration and connectivity that  Bluetooth promises will make it possible to explore a wide range of interactive and highly transparent personalized services which were actually quite difficult to dream of simply because of the  complexity involved with making such devices  communicate with each other.  Many Bluetooth pilot products have already been rolled into the market and backed by big vendors, which is a healthy sign for the overall acceptance of the technology.  The support for Bluetooth isn't limited to companies that develop only Bluetooth enabled products.  The applications for Bluetooth can have great  impacts on other industries as well.  The adoption of Bluetooth technology is expected to spread throughout the industry of computers.    Unlike infrared technology, Bluetooth is used by many different wireless devices.  Bluetooth offers exceptional quality for short range wireless, even going through walls and obstructions.  While  infrared is the biggest competitor at this time, Bluetooth far surpasses it, proving to millions that it is the wireless communication technology of the present day and age.  In the beginning, Bluetooth started with version 1.0, then gradually moved from there.  The current version is 2.0+EDR, with another version currently in development.  The technology behind the Bluetooth specification always getting better and better,  which is why it's so popular.  In the future, you can expect the technology behind Bluetooth to get better.  Bluetooth has proven to be the wireless standard of the future, offering you wireless connectability for hundreds of different devices.  For cell phones or other forms of wireless connections, Bluetooth is the one  technology that you don't want to find yourself without.  (word count 411)  PPPPP   
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